Checking Accounts
Savings Accounts
Cert. of Deposit
CCB Cards
Misc. Fees

 

 

 

 

FDIC Insurance calculator   

Checking Accounts

 

 

* Current Interest Rate (Rate)/Annual Percentage Yield (APY) are as of:

Tuesday, August 26, 2008

Gold Club Checking
Must be 50 years old (or older) and direct deposit is required.

Now Account that pays .50% above regular Now acct.
No service charges

FREE checks for life!

 

Click here for more Gold Club Information

 

 

Economy Checking
No minimum balance required.

Monthly Maintenance - $3.00
Per Check Charge - $0.20

 

Regular Checking
Monthly maintenance fee is based on your balance.
*

Under $100.00 - $5.00
$100.00 to $300.00 -
$4.00
$300.00 to $500.00 -
$3.00
Over $500.00 -
$0.00
Per Check Charge -
$0.15

Direct Deposit accounts are service charge FREE!!!

*Balance requirements must be maintained throughout the entire monthly statement period.

 

 

Basic Checking
Your first 8 checks are
service charge Free!

Monthly Maintenance - $3.00
Per Check over 8 -
$0.
20

 

Unlimited Checking
Monthly Maintenance based on balance.
*

Under  $500.00 - $8.00
Over $500.00 -
$0.00
Per Check Charge -
$0.00

*Balance requirements must be maintained throughout the entire monthly statement period.

 

Campus Connection Banking
Free Checking Account for Full time College Students

    Free Overdraft Protection

 Debit Card - No CCB service charges

Free Visa Travel Money Card

(Proof of enrollment required)

 

 

 

 

Business Checking Accounts

Just Right Checking I

$100 deposit to open

No min. monthly avg. balance
No monthly maintenance
Monthly items limit............................100
Per item over limit ......................... $0.25
Check image fee (optional).......... .$10.00
FREE CCBank Online
FREE Telebanking

 

Just Right Checking II

$100 deposit to open

Min. monthly avg. bal...............$5000.00
Monthly maintenance fee if
balance is below average................$15.00
Monthly items limit............................500
Per item over limit ..........................$0.25
Check image fee (optional).......... .$10.00
FREE CCBank Online
FREE Telebanking

 

Just Right Checking III

$100 deposit to open

Earnings credit based on 90 day CD rate offsets fees.

No min. monthly avg. balance
Monthly maintenance ...................$10.00
Cost per credit.................................$0.20
Cost per debit .................................$0.15
Cost per item deposited...................$0.11
Check image fee (optional)..............$5.00
FREE CCBank Online
FREE Telebanking
 


Service charge Free coin & currency orders with CCB commercial accounts saves you money!

 

 

CCB Total Banking**

Monthly Maintenance

Min. Balance under $1000.00 - $10.00*

Min. Balance over $1000.00 - $0.00

$0 to $999.99...0%
$1,000.00 to $49,999.99...0.35% APY 0.351%
$50,000.00 to $99,999.99...0.55% APY 0.552%
$100,000.00 and over....75%  APY 0.753%
 

Minimum deposit to open is $1000.00
Minimum to earn interest is $1000.00
No transaction limits



 

Money Market Investment Account**  

  Monthly Maintenance

          Min. Balance under $1000.00 - $5.00*

Min. Balance over $1000.00 - $0.00

Interest Rate ....0.75% APY 0.75%

Minimum deposit to open is $1000.00
Minimum to earn interest is $0.01

Excess transfer fee of $5.00/transfer for each transfer over six (6) per statement cycle.

*Balance requirements must be maintained throughout the entire monthly statement period.

**This is a variable rate account.  Both the interest rate and annual percentage yield (APY) may change after the account is opened.

 

 

Overdraft Line of Credit

Protect your personal checking account from overdrafts!

  • $100 increments

  • One time set-up fee of just $25

  • Credit line up to $5000

Important Information About Opening an Account - USA PATRIOT ACT

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Cattaraugus County Bank

PO Box 227, 120 Main Street

Little Valley NY 14755-0227

1-800-882-9903