Certificates of Deposit (CDs)

Summary

When you've built up a sum of money, you should: A). Bury it. B) Spend it. C). Turn it into even more money.

(Hint: It's C).

It's not magic. Putting your money in a CD ensures a guaranteed return on your investment. Choose the terms that work for you, and then lock in your rate.

Details:

  • Guaranteed returns
  • Earn higher rates than regular savings
  • Fixed rates during length of term
  • Available in terms from 6 months to 4 years
  • Higher rates the longer you wait
  • Penalty for early withdrawal
  • FDIC insured
  • Minimum $1,000 to open
  • See our rates



CDARS

Simplify your investments with the Certificate of Deposit Account Registry Service (CDARS). And rest assured knowing they're backed by the FDIC.

Details:

  • Full FDIC insurance on multi-million dollar CD investments
  • Simplify investment management and tax reporting
  • Receive one statement for all accounts
  • All CDs managed through one relationship with CCB
  • Earn one simple rate for all CDs
  • No hidden fees
  • Choose varying maturities for laddered returns
  • Use your funds to help community lending initiatives

Certificates of Deposit (CDs)